I always make mine using ‘WORD’. You could use ‘PUBLISHER’ but I find Word just as easy.
First you will need to have saved the required photographs to your computer.
Open a new ‘WORD’ document.
Decide how you require the end result to look. (Portrait or Landscape)
Then got to Menu Bar > Insert > Picture > From File
Locate the picture required and click on ‘Insert’ button
Click on the inserted Picture and you should have the ‘Picture’ Tool Bar open
Click on ‘Text Wrapping’ and select ‘Through’. The handles on the image will turn from Black to White.
Using the CORNER handles ONLY resize the image as required.
Position the image as required
You can now add text using ‘Word Art’ anywhere you like. If the words should vanish behind the image, then select the Image, and using the ‘Drawing’ tool Bar select: - Draw > Order > Send to Back.
Once you have this you can print, as do, onto Glossy Photo paper.
Now using a Text Box design the wards you require inside the card.
When completed put the original sheet of paper, with your image printed on, back into the printer (The correct way round – None Glossy side), sent to Print.
When all inks are dry, fold as required.
If you only want small cards, I usually get two ‘Landscape’ cards onto one A4 sheet.
Hope this helps